Pay with Finance for Kitchens, Bathrooms and Furniture
We've made it possible to create your dream home at a fraction of the price - offering a range of FCA approved finance options, to make the process even easier.
Buy now, pay later
With the Buy Now Pay Later early repayment option, no interest will be charged on any payment made during the holiday period. Choose for a 6, 9, or 12 month holiday period. Pay the full amount owed within the holiday period for interest to be waived but an early settlement fee of £29 will apply. You will have to pay interest accrued during the holiday period on anything you don’t pay. Interest is calculated from the start of the agreement, which means interest will accrue during the holiday period.
Representative example:
Deferral | Cash price (£) | Deposit (£) | Loan amount (£) | 24.9% APR | 48 Montly repayments of (£) | Total term of loan agreement (inc deffered period) | Total charge for credit (£) | Total amount payable (£) |
12 Month | £10,000.00 | £1,000.00 | £9,000.00 | ✔ | £350.30 | 60 | £7,814.40 | £17,814.40 |
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Repay at 24.9% APR representative
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10% minimum deposit – up to 50%
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Settle your agreement early during the deferral period and pay a £29 settlement fee
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On selected products
Interest bearing credit
With Interest Bearing Credit, make equal fixed monthly repayments over 24, 36, or 48 months. Interest charges are calculated in advance over the full term of the Credit Agreement at an agreed rate (APR) and applied on the date of the agreement. Monthly repayments will commence approximately one month after delivery of goods and services.
Representative example:
No. Monthly repayments | Cash price (£) | Deposit (£) | Loan amount (£) | 16.9% APR of (£) | Monthly repayments of (£) | Total charge for credit (£) | Total amount payable (£) |
24 repayments | £10,000.00 | £1,000.00 | £9,000.00 | ✔ | £413.15 | £915.60 | £10,915.60 |
36 repayments | £10,000.00 | £1,000.00 | £9,000.00 | ✔ | £288.22 | £1,375.92 | £11,375.92 |
48 repayments | £10,000.00 | £1,000.00 | £9,000.00 | ✔ | £226.03 | £1,849.44 | £11,849.44 |
- Repay at 16.9% APR representative (24, 36, and 48 months)
- 10% minimum deposit – 50% maximum deposit
- On selected products
Interest free credit
With Interest Free Credit make equal fixed monthly repayments over 12 months. No interest charges are accrued. Monthly repayments commence approximately one month after delivery of goods. Repayments last until the full amount has been repaid.
Representative example:
No. Monthly replayments | Cash price (£) | Deposit (£) | Loan amount (£) | Monthly repayments of (£) | Total charge for credit (£) | Total amount payable (£) |
12 Repayments | £10,000.00 | £1,000.00 | £9,000.00 | £750.00 | £0 | £10,000.00 |
- Minimum spend applies
- Credit is subject to status and affordability
- Pay over 12 months
- On selected products